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City of Lakeland First-Time Homebuyers Program

Administered by:
City of Lakeland Community and Economic Development Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $30,000
Zero-interest deferred forgivable loan. Terms and forgiveness schedule determined at closing based on income level and program guidelines.

Eligibility

  • Income limits: Income eligible based on household size and HUD income limits
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Property must be located within Lakeland city limits.
  • Homebuyer education required: Yes

How to Apply for City of Lakeland First-Time Homebuyers Program

Contact the City of Lakeland Community and Economic Development Department Housing Division. Complete a HUD-approved homebuyer education course. Obtain mortgage pre-approval from a lender and submit your application with required income documentation.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)