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Lexington First-Time Homebuyer Program

Administered by:
Lexington-Fayette Urban County Government
 · City · Forgivable Loan
Funding status: Active

How much assistance

Varies by administering partner. Non-repayable subsidies and 0-2% interest loans available.
Forgivable over program terms (5-15 years referenced). Specific forgiveness schedule varies by partner organization.

Eligibility

  • Income limits: Low-to-moderate income. Specific AMI thresholds vary by funding cycle.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within Lexington-Fayette County.
  • Homebuyer education required: Yes

Free eligibility check

Check if you qualify for Lexington First-Time Homebuyer Program

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
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How to Apply for Lexington First-Time Homebuyer Program

Contact REACH Inc. at (859) 455-8057, Lexington Habitat for Humanity at (859) 252-2224, or Community Ventures Corporation at (859) 231-0054. Applications are processed through these partner organizations.

Free eligibility check

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  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
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Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Kentucky (1 city)