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Lexington First-Time Homebuyer Program

Administered by: Lexington-Fayette Urban County Government · City · Forgivable Loan

Funding status: Active

How much assistance

Varies by administering partner. Non-repayable subsidies and 0-2% interest loans available. (Forgivable Loan)

Forgivable over program terms (5-15 years referenced). Specific forgiveness schedule varies by partner organization.

Eligibility

  • Income limits: Low-to-moderate income. Specific AMI thresholds vary by funding cycle.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within Lexington-Fayette County.
  • Homebuyer education required: Yes

How to Apply for Lexington First-Time Homebuyer Program

Step 1: Contact REACH Inc. at (859) 455-8057, Lexington Habitat for Humanity at (859) 252-2224, or Community Ventures Corporation at (859) 231-0054. Applications are processed through these partner organizations.

Visit program website

Notes

Program funding is cyclical. All available funds were exhausted as of May 2025. Monitor for next application period. Administered through partner nonprofits including REACH, Habitat, and Community Ventures.

Cities Where This Program Is Available