See programs you qualify for
Get Matched Free →Louisville Metro Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $25,000 (Forgivable Loan)
50% forgiveness after 5-10 years of primary residence occupancy. Remaining 50% due at sale.
Eligibility
- Income limits: Below 80% Area Median Income (AMI), adjusted for household size.
- First-time buyer required: No
- Geographic restrictions: Louisville Metro area (Jefferson County).
- Homebuyer education required: Yes
How to Apply for Louisville Metro Down Payment Assistance Program
Step 1: Apply online at portal.neighborlysoftware.com/louisvilleky/participant or submit a paper application at Metro Development Center, 444 S. 5th St. Phone: (502) 574-5850. Applications open March 2 through April 30, 2026.
Notes
Capped at 15% LTV. Requires 6+ hours of homebuyer education from a HUD-approved counseling agency. Application window is seasonal — check dates each year.