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Get Matched Free →City of Melbourne SHIP Purchase Assistance Program
Funding status: Active
How much assistance
Up to $44,500
0% interest deferred second mortgage. Loan may be forgiven after the required affordability period if the home is maintained as a primary residence.
Eligibility
- Income limits: At or below 80% AMI (low-to-moderate income)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Must purchase a home within Melbourne city limits.
- Homebuyer education required: Yes
How to Apply for City of Melbourne SHIP Purchase Assistance Program
Contact Community Housing Initiative (CHI) at (321) 253-0053 to begin the application process. CHI administers the program on behalf of the City of Melbourne. You must complete a HUD-approved homebuyer education course before applying. Funds are available on a first-come, first-qualified basis.
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