City of Miami Gardens SHIP Purchase Assistance Program

Administered by: City of Miami Gardens Community Development Department · City · Deferred Loan

Funding status: Active

How much assistance

Up to $20,000 (Deferred Loan)

Eligibility

  • Income limits: Must meet SHIP income requirements for Miami-Dade County
  • Purchase price limit: $385,000
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Home must be located within the City of Miami Gardens.
  • Homebuyer education required: Yes

How to Apply for City of Miami Gardens SHIP Purchase Assistance Program

Step 1: Contact the City of Miami Gardens Community Development Department for current application availability. Complete a HUD-approved homebuyer education course. Get pre-approved for a first mortgage. Find a home within Miami Gardens city limits with a purchase price at or below $385,000. Submit your application with all required income and asset documentation.

Visit program website

Notes

Funded through the Florida State Housing Initiative Partnership (SHIP) program. Availability depends on current funding allocation. Verify current funding status with the City of Miami Gardens.

Cities Where This Program Is Available