Midland Habitat for Humanity Homeownership Program

Administered by: Midland Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with zero-interest mortgage (Zero-Interest Loan)

Eligibility

  • Income limits: Household income between 30% and 60% of area median income (up to 80% in some cases)
  • First-time buyer required: No
  • Geographic restrictions: Midland and Odessa, Texas (Permian Basin)
  • Homebuyer education required: Yes

How to Apply for Midland Habitat for Humanity Homeownership Program

Step 1: Contact Midland Habitat for Humanity at their office at 305 E. Texas Ave., Midland, TX. Complete the homeowner application, demonstrate housing need, meet income guidelines, and commit to a minimum of 250 hours of sweat equity on the worksite. Complete a homeownership education program.

Visit program website

Notes

Homes are built by volunteers and sold at no profit with zero-interest mortgages. Also serves Odessa. 250 hours sweat equity required.

Cities Where This Program Is Available