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Monmouth County Habitat for Humanity Homeownership Program

Administered by:
Monmouth County Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Below-market-price home purchase with affordable mortgage
Affordable mortgage payments based on household income.

Eligibility

  • Income limits:
    60% to 80% of Monmouth County median income ($67,896 to $124,960 depending on family size)
  • First-time buyer required: Yes
    Must not have owned a home in the past 3 years or currently be in bankruptcy.
  • Geographic restrictions:
    Homes built in Monmouth County municipalities.
  • Homebuyer education required: Yes

How to Apply for Monmouth County Habitat for Humanity Homeownership Program

Submit a homeowner application through Monmouth County Habitat for Humanity. Meet income requirements between 60-80% of Monmouth County median income. Complete 250-400 hours of sweat equity depending on family size. Attend homebuyer education courses. Apply for the Monmouth County First-Time Homebuyer Grant for additional closing cost assistance.

Notes

Formed July 2024 from merger of Coastal Habitat and Habitat for Humanity in Monmouth County. Has built 61+ affordable homes in Monmouth County including in Middletown.

Cities Where This Program Is Available (1 city across 1 state)