Monmouth County Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Below-market-price home purchase with affordable mortgage (Zero-Interest Loan)
Affordable mortgage payments based on household income.
Eligibility
- Income limits: 60% to 80% of Monmouth County median income ($67,896 to $124,960 depending on family size)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years or currently be in bankruptcy.
- Geographic restrictions: Homes built in Monmouth County municipalities.
- Homebuyer education required: Yes
How to Apply for Monmouth County Habitat for Humanity Homeownership Program
Step 1: Submit a homeowner application through Monmouth County Habitat for Humanity. Meet income requirements between 60-80% of Monmouth County median income. Complete 250-400 hours of sweat equity depending on family size. Attend homebuyer education courses. Apply for the Monmouth County First-Time Homebuyer Grant for additional closing cost assistance.
Notes
Formed July 2024 from merger of Coastal Habitat and Habitat for Humanity in Monmouth County. Has built 61+ affordable homes in Monmouth County including in Middletown.