NACA Purchase Program (Brandon)

Administered by: Neighborhood Assistance Corporation of America (NACA) · Nonprofit · Grant

Funding status: Active

How much assistance

No down payment, no closing costs, no PMI, no fees, below-market fixed interest rate (Grant)

No repayment required for down payment or closing cost assistance. Below-market rate mortgage has no forgiveness terms as it is the primary loan.

Eligibility

  • Income limits: Priority members: household income below 100% of area median income. Higher-income buyers may also qualify with additional requirements.
  • First-time buyer required: No
  • Geographic restrictions: Available nationwide. Tampa office serves the greater Hillsborough County area including Brandon.
  • Homebuyer education required: Yes

How to Apply for NACA Purchase Program (Brandon)

Step 1: Attend a free NACA homebuyer workshop (approximately 4 hours), then work one-on-one with a NACA counselor to become mortgage-ready and NACA Qualified. Visit naca.com to find upcoming workshops in the Tampa area.

Visit program website

Notes

NACA has no minimum credit score requirement. Qualification is based on 12 months of on-time rent and debt payments. Tampa NACA office serves the greater Hillsborough County area.

Cities Where This Program Is Available