NACA Purchase Program (St. Petersburg)

Administered by: Neighborhood Assistance Corporation of America (NACA) · Nonprofit · Grant

Funding status: Active

How much assistance

No down payment, no closing costs, no PMI, no fees, below-market fixed interest rate (Grant)

No repayment of down payment or closing cost savings; mortgage repayment on standard terms at below-market rate.

Eligibility

  • Income limits: Priority members: income below 100% of MSA median income (can purchase anywhere). Non-priority members: income at or above MSA median income (must purchase in priority census tracts).
  • First-time buyer required: No
  • Geographic restrictions: Available nationwide; NACA has active presence in Tampa Bay area.
  • Homebuyer education required: Yes

How to Apply for NACA Purchase Program (St. Petersburg)

Step 1: Attend a free NACA Homebuyer Workshop in the Tampa Bay area. Become a NACA member ($36/year). Work with a NACA counselor to become mortgage-ready.

Cities Where This Program Is Available