Needham Bank Community Loan Program

Administered by: Needham Bank · Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Discounted interest rates plus bank-paid closing costs (except escrows and owner's title insurance) (Repayable Loan)

Eligibility

  • Income limits: Maximum income threshold applies (contact Needham Bank for current limits)
  • First-time buyer required: No
  • Geographic restrictions: Available in Needham, Ashland, Belmont, Brookline, Cambridge, Dedham, Dover, Framingham, Franklin, Holliston, Hopkinton, Malden, Medfield, Medford, Medway, Milford, Millis, Natick, Newton, Norfolk, Norwood, Sherborn, Somerville, Walpole, Waltham, Watertown, Wayland, Wellesley, Weston, Westwood, and Boston.
  • Homebuyer education required: No

How to Apply for Needham Bank Community Loan Program

Step 1: Contact a Needham Bank residential loan officer to discuss eligibility. The program is available for both purchase and refinance transactions.

Notes

CRA community lending product from Needham Bank. Ideal for those with newly established credit or first-time homebuyers. Does not require first-time buyer status. Specific income limits not publicly listed; contact the bank directly.

Cities Where This Program Is Available