NeighborWorks Columbus Down Payment Assistance

Administered by: NeighborWorks Columbus · Nonprofit · Deferred Loan

Funding status: Closed

How much assistance

Up to $15,000 in down payment and closing cost assistance; Hallock Soldiers Fund provides up to $5,000 for veterans (Deferred Loan)

Deferred payment subordinate mortgage. Terms vary by program.

Eligibility

  • Income limits: Household income between 80.01% and 120% of Area Median Income for the Community Partners program. Hallock Soldiers Fund has separate income guidelines.
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a home in the Columbus, Georgia area.
  • Homebuyer education required: Yes

How to Apply for NeighborWorks Columbus Down Payment Assistance

Step 1: Contact NeighborWorks Columbus at 706-324-HOME (4663) or visit nwcolumbus.org. Must contribute a minimum of $1,000 of own funds. Must participate in pre-purchase financial literacy counseling session.

Notes

Community Partners program serves law enforcement, educators, healthcare workers, firefighters, first responders, veterans/active military, and COVID essential workers. Currently out of funds as of early 2026 — check website for updated availability. Hallock Soldiers Fund specifically serves current and former Armed Services members.

Cities Where This Program Is Available