NHS Greater Berks Settlement Cost Assistance Program

Administered by: Neighborhood Housing Services of Greater Berks · Nonprofit · Deferred Loan

Funding status: Active

How much assistance

Closing cost and down payment assistance (amount varies) (Deferred Loan)

Below-market interest rate loan with 7-year term

Eligibility

  • Income limits: Low to moderate income (at or below 80% AMI)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years
  • Geographic restrictions: Berks County, including the City of Reading
  • Homebuyer education required: Yes

How to Apply for NHS Greater Berks Settlement Cost Assistance Program

Step 1: Contact NHS of Greater Berks at 610-372-8433 to schedule a homebuyer consultation. Complete the required FASTRAC homebuyer education course. Work with a certified FHA lender approved by NHS.

Visit program website

Notes

NHS of Greater Berks is a HUD-approved housing counseling agency serving Berks County since 1977. They offer free FASTRAC homebuyer education courses, budget and credit counseling, and settlement cost assistance loans. FHA mortgage approval required. Located at 213 N. 5th Street, Suite 1030, Reading, PA 19601.

Cities Where This Program Is Available