Niagara Area Habitat for Humanity Homeownership Program

Administered by: Niagara Area Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Subsidized home purchase with affordable mortgage payments (Zero-Interest Loan)

Homebuyer repays a low-interest, 30-year mortgage that supports the Fund for Humanity revolving account.

Eligibility

  • Income limits: Must meet income guidelines (generally at or below 60% AMI)
  • First-time buyer required: Yes — Must be a first-time homebuyer as established by HUD.
  • Geographic restrictions: Niagara Falls and surrounding Niagara County area.
  • Homebuyer education required: Yes

How to Apply for Niagara Area Habitat for Humanity Homeownership Program

Step 1: Apply through Niagara Area Habitat for Humanity. Families must complete 500 hours of sweat equity and attend budgeting and first-time homebuyer classes. Contact Niagara Area Habitat for Humanity for application details and upcoming build schedules.

Visit program website

Notes

Has helped 29 families achieve homeownership since 1993. Home costs are subsidized through grants, donations, and volunteer labor.

Cities Where This Program Is Available