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NIFA First Home Targeted Program

Administered by:

Nebraska Investment Finance Authority (NIFA)
· State · Government-Insured Mortgage

Funding status: Active

How much assistance

30-year fixed-rate first mortgage at competitive below-market rates

Eligibility

  • Income limits:
    Higher income limits than the standard First Home Program; varies by household size and home location.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Property must be located in a NIFA-designated Target Area. Target Areas include certain census tracts within Douglas County (Omaha) and other Nebraska counties identified as economically struggling.
  • Homebuyer education required: Yes

How to Apply for NIFA First Home Targeted Program

Step 1: Apply through a NIFA participating lender. Confirm property location is within a NIFA Target Area. Complete approved homebuyer education class before closing.

Notes

Verify Target Area boundaries with NIFA before applying.

Available Statewide In