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NIFA Welcome Home Program

Administered by:
Nebraska Investment Finance Authority (NIFA)
 · State · Government-Insured Mortgage
Funding status: Active

How much assistance

30-year fixed-rate first mortgage at competitive below-market rates

Eligibility

  • Income limits: Statewide income limit is $175,500 (effective 7/7/2025).
  • Purchase price limit: $485,500
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Property must be located in Nebraska. Two-unit purchase price limit is $607,000.
  • Homebuyer education required: Yes

Free eligibility check

Check if you qualify for NIFA Welcome Home Program

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
housebuyerguides

How to Apply for NIFA Welcome Home Program

Apply through a NIFA participating lender. Complete approved homebuyer education class before closing.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
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Learn More About Homebuying in Nebraska

Cities Where This Program Is Available (9 cities across 1 state)

Nebraska (9 cities)

Available Statewide In