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NIFA Welcome Home Program

Administered by:

Nebraska Investment Finance Authority (NIFA)
· State · Government-Insured Mortgage

Funding status: Active

How much assistance

30-year fixed-rate first mortgage at competitive below-market rates

Eligibility

  • Income limits:
    Statewide income limit is $175,500 (effective 7/7/2025).
  • Purchase price limit: $485,500
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Property must be located in Nebraska. Two-unit purchase price limit is $607,000.
  • Homebuyer education required: Yes

How to Apply for NIFA Welcome Home Program

Step 1: Apply through a NIFA participating lender. Complete approved homebuyer education class before closing.

Notes

Designed for repeat buyers and others who do not qualify as first-time homebuyers.

Available Statewide In