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Get Matched Free →Northern Kentucky HOME Consortium Homebuyer Assistance
Funding status: Active
How much assistance
Up to $10,000
Zero-interest loan forgiven over 5 years if owner occupies the home as principal residence.
Eligibility
- Income limits: At or below 80% of Area Median Income (AMI). Income limits vary by household size and county (e.g., 1-person: $56,650; 4-person: $80,900 in Boone/Kenton/Campbell counties).
- First-time buyer required: No
- Geographic restrictions: Must purchase a home in a Northern Kentucky HOME Consortium city: Covington, Ludlow, Erlanger, Independence, Florence, Newport, Bellevue, or Dayton.
- Homebuyer education required: Yes
How to Apply for Northern Kentucky HOME Consortium Homebuyer Assistance
Apply online at the Covington Neighborly Software portal. A fully accepted purchase contract is required. Applicants must complete a HUD-approved homebuyer education course. Applications are processed on a first-come, first-served basis.
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