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Norfolk Area Habitat for Humanity Homeownership

Administered by:

Norfolk Area Habitat for Humanity
· Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built home; sweat equity replaces a traditional down payment

Habitat homes are sold to qualifying families with an affordable mortgage; specific terms are set by the local affiliate.

Eligibility

  • Income limits:
    Low-income households unable to qualify for conventional financing
  • First-time buyer required: No
  • Geographic restrictions:
    Norfolk area, Madison County, Nebraska
  • Homebuyer education required: Yes

How to Apply for Norfolk Area Habitat for Humanity Homeownership

Step 1: Apply for homeownership through Norfolk Area Habitat for Humanity. Selection is based on level of need, ability to repay an affordable mortgage, and willingness to partner (including sweat equity hours from the buyer and family/friends). Norfolk Area Habitat builds in partnership with USDA Rural Development, Northeast Community College, and the Northeast Nebraska Economic Development District.

Notes

Norfolk Area Habitat had built 29 homes in Norfolk by 2018 and continues to add new builds. Donna Rector serves as executive director. Verify current application openings directly with the affiliate.

Cities Where This Program Is Available