North Andover Affordable Housing Trust DPA

Administered by: North Andover Affordable Housing Trust (administered by Bread & Roses Housing) · City · Deferred Loan

Funding status: Active

How much assistance

Up to $30,000 (Deferred Loan)

Interest-free deferred loan with a 10-year term. No payments required unless the property is sold, transferred, refinanced without approval, or no longer used as primary residence during the 10-year term.

Eligibility

  • Income limits: Income-eligible households (contact Bread & Roses Housing for current AMI limits for Essex County)
  • First-time buyer required: Yes
  • Geographic restrictions: Must purchase a single-family home or condominium in North Andover for use as principal residence.
  • Homebuyer education required: Yes

How to Apply for North Andover Affordable Housing Trust DPA

Step 1: Submit application to Bread & Roses Housing at 15 Union Street, Suite 401, Lawrence, MA 01840. Applications are accepted on a first-come, first-served basis until all allocated funds are distributed.

Visit program website

Notes

Funded by the North Andover Affordable Housing Trust. Program availability depends on current funding levels. Contact Bread & Roses Housing for current income limits and application status.

Cities Where This Program Is Available