Norwalk First Time Homebuyer Loan Program

Administered by: City of Norwalk Community Development Department · City · Zero-Interest Loan

Funding status: Active

How much assistance

Up to $85,000 (Zero-Interest Loan)

Deferred loan with 30-year term (20 years for mobile homes). Repayable upon sale, refinance, or transfer of property.

Eligibility

  • Income limits: At or below 80% of area median income
  • First-time buyer required: Yes — Must not have owned a home during the three-year period immediately prior to purchase.
  • Geographic restrictions: Must purchase within the City of Norwalk. Norwalk residents of at least one year receive priority.
  • Homebuyer education required: Yes

How to Apply for Norwalk First Time Homebuyer Loan Program

Step 1: Contact the City of Norwalk Community Development Department to request an application. Program is funded by state and federal housing grants.

Notes

Program funded by CalHome Program and other state/federal sources. Norwalk residents given priority over other applicants. Assistance amount varies based on sale price, annual household income, and down payment.

Cities Where This Program Is Available