OCHFA Homebuyer Program

Administered by: Orange County Housing Finance Authority · County · Deferred Loan

Funding status: Active

How much assistance

Down payment and closing cost assistance combined with competitive first mortgage rates (Deferred Loan)

DPA structured as a deferred second mortgage. Repaid upon sale, refinance, or transfer of ownership.

Eligibility

  • Income limits: Must meet OCHFA income limits for Orange County.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Home must be located in Orange County, Florida.
  • Homebuyer education required: Yes

How to Apply for OCHFA Homebuyer Program

Step 1: Apply through an OCHFA-approved participating lender. Complete homebuyer education. Visit ochfa.com for lender list and current program terms.

Visit program website

Cities Where This Program Is Available