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OIC of Washington Down Payment Assistance

Administered by:
Opportunities Industrialization Center of Washington (OIC)
· Nonprofit · Deferred Loan
Funding status: Active

How much assistance

Up to $20,000 or 20% of the home's price, whichever is lower
Structured as a deferred second-lien loan. Exact forgiveness or repayment terms are not published publicly; contact OIC for current program terms.

Eligibility

  • Income limits: Eligibility based on household income relative to Yakima County area median income (AMI). Specific thresholds are not published publicly; contact OIC for current limits.
  • First-time buyer required: Yes — Buyer has not owned a home in the last three years.
  • Geographic restrictions: Targeted to underserved areas in the Yakima Valley. Primary coverage includes Yakima and surrounding communities.
  • Homebuyer education required: Yes

How to Apply for OIC of Washington Down Payment Assistance

Contact Antonia Mende at OIC of Washington at 509-731-5332 or a.me@oicofwa.org. Applicants must complete OIC's housing counseling sessions and first-time homebuyer class before receiving funds.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)