See programs you qualify for
Get Matched Free →OIC of Washington Down Payment Assistance
Funding status: Active
How much assistance
Up to $20,000 or 20% of the home's price, whichever is lower (Deferred Loan)
Structured as a deferred second-lien loan. Exact forgiveness or repayment terms are not published publicly; contact OIC for current program terms.
Eligibility
- Income limits: Eligibility based on household income relative to Yakima County area median income (AMI). Specific thresholds are not published publicly; contact OIC for current limits.
- First-time buyer required: Yes — Buyer has not owned a home in the last three years.
- Geographic restrictions: Targeted to underserved areas in the Yakima Valley. Primary coverage includes Yakima and surrounding communities.
- Homebuyer education required: Yes
How to Apply for OIC of Washington Down Payment Assistance
Step 1: Contact Antonia Mende at OIC of Washington at 509-731-5332 or a.me@oicofwa.org. Applicants must complete OIC's housing counseling sessions and first-time homebuyer class before receiving funds.
Notes
Program details sourced from Yakima Herald coverage and OIC announcements. Verify current program terms, income limits, and funding availability directly with OIC before applying.