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ONE+Boston Homebuyer Program

Administered by:
City of Boston, Massachusetts Housing Partnership (MHP), and MAHA
· City · Grant
Funding status: Active

How much assistance

Enhanced interest rate discounts on 30-year fixed-rate mortgage plus down payment and closing cost assistance; total assistance may not exceed $75,000
Not applicable — provides interest rate discounts and DPA as part of the ONE Mortgage first mortgage.

Eligibility

  • Income limits: Up to 100% AMI; must have less than $100,000 in total household assets
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: Must be a current Boston resident or work in Boston or have been displaced from Boston due to high rental costs in the past 2 years. Must purchase within the City of Boston.
  • Homebuyer education required: Yes

How to Apply for ONE+Boston Homebuyer Program

Complete homebuyer education, then apply through a participating ONE Mortgage lender. Must qualify for both ONE Mortgage and ONE+Boston eligibility requirements.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)