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Get Matched Free →One Roof Essentia Homeownership Program
Funding status: Active
How much assistance
0% interest, 5-year declining grant — forgiven at 20% per year, fully forgiven after 5 years of owner occupancy.
Eligibility
- Income limits: At or below 80% Area Median Income, by household size.
- First-time buyer required: No
- Geographic restrictions: Duluth's Central Hillside neighborhood.
- Homebuyer education required: Yes
How to Apply for One Roof Essentia Homeownership Program
Contact One Roof at 218-727-5372. Complete the Homebuyer Education Workshop. Must purchase within Duluth's Central Hillside neighborhood. Property must be owner-occupied and four units or fewer.
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