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One Roof Essentia Homeownership Program

Administered by:

One Roof Community Housing
· Nonprofit · Forgivable Loan

Funding status: Active

How much assistance

,000

0% interest, 5-year declining grant — forgiven at 20% per year, fully forgiven after 5 years of owner occupancy.

Eligibility

  • Income limits:
    At or below 80% Area Median Income, by household size.
  • First-time buyer required: No
  • Geographic restrictions:
    Duluth's Central Hillside neighborhood.
  • Homebuyer education required: Yes

How to Apply for One Roof Essentia Homeownership Program

Step 1: Contact One Roof at 218-727-5372. Complete the Homebuyer Education Workshop. Must purchase within Duluth's Central Hillside neighborhood. Property must be owner-occupied and four units or fewer.

Notes

Funded in partnership with Essentia Health to support neighborhood stabilization in Central Hillside near the medical campus.

Cities Where This Program Is Available