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Get Matched Free →One Roof Purchase Assistance Loan (PAL)
Funding status: Active
How much assistance
Affordable down payment financing allowing as little as 2% buyer down on a conventional mortgage
Subordinate down payment loan with affordable monthly payment. Specific terms vary by household; contact One Roof for current rates.
Eligibility
- Income limits: At or below 80% Area Median Income for the census tract being purchased in, or the home is in a CDFI-eligible Investment Area within 30 miles of Duluth.
- First-time buyer required: No
- Geographic restrictions: Duluth and the regional service area within 30 miles of the City of Duluth.
- Homebuyer education required: Yes
How to Apply for One Roof Purchase Assistance Loan (PAL)
Contact One Roof at 218-727-5372. Complete the Homebuyer Education Workshop before closing. Property must be owner-occupied and have four or fewer units.
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