Oneida County Down Payment Assistance and Rehabilitation Grant
Funding status: Active
How much assistance
Up to $15,000 (Forgivable Loan)
100% forgivable. 51% of funds must be used for home rehabilitation and repairs; 49% may be used for down payment and closing costs.
Eligibility
- First-time buyer required: Yes — Must meet HUD first-time homebuyer guidelines (not owned a home in past 3 years).
- Geographic restrictions: Target areas of Oneida County. Must purchase existing single-family home.
- Homebuyer education required: Yes
How to Apply for Oneida County Down Payment Assistance and Rehabilitation Grant
Step 1: Contact the HomeOwnershipCenter at (315) 724-4197 or home@unhs.org. You must complete First Time Home Buyer Education and Coaching through the HomeOwnershipCenter before applying. A minimum contribution of $2,000 of your own funds toward the purchase is required.
Notes
Application available at unhs.org. Combines purchase assistance with mandatory rehabilitation component to improve housing stock in target areas.