See programs you qualify for
Get Matched Free →Palmetto Home Advantage
Funding status: Active
How much assistance
Up to 4% of the first mortgage loan amount
Zero interest, no monthly payments. Forgivable second mortgage with a 10-year term. Fully forgiven after 10 years if borrower remains in the home as primary residence.
Eligibility
- Income limits: Statewide income limit: $135,750. Based on standard credit qualifying income. Not dependent on family size.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Available in all 46 South Carolina counties. Property must be owner-occupied primary residence.
- Homebuyer education required: Yes
How to Apply for Palmetto Home Advantage
Work with an SC Housing approved lender. Available for conventional, FHA, VA, and USDA loan types. Complete homebuyer education prior to loan approval.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides