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Get Matched Free →Palouse Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Below-market home purchase paired with affordable Habitat mortgage; effective subsidy typically tens of thousands of dollars. Down payment assistance loans up to a per-buyer cap drawn from a $900,000 Washington State Housing Trust Fund grant (2026)
0% interest DPA loans repaid when the home is sold; Habitat first mortgage maintains long-term affordability through resale restrictions
Eligibility
- Income limits: Low-income households as defined annually by HUD for Whitman County (Washington) and Latah County (Idaho); typically 30%-80% AMI
- First-time buyer required: Yes — First-time homebuyer (no homeownership in the past three years)
- Geographic restrictions: Whitman County, Washington and Latah County, Idaho. Past builds in Pullman, Colfax, Palouse, Uniontown, Albion (WA) and Moscow, Genesee, Potlatch (ID)
- Homebuyer education required: Yes
How to Apply for Palouse Habitat for Humanity Homeownership Program
Contact Palouse Habitat for Humanity at (208) 883-8502 or palousehabitat.org. Approved partner families must currently live in Whitman or Latah County, complete 300-500 sweat equity hours, save $1,000 toward down payment, and complete homeownership and financial management classes.
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