Pasco County Down Payment Assistance Program
How much assistance
Up to $65,000 for Very Low Income (50% AMI); up to $50,000 for Low Income (80% AMI); up to $35,000 for Moderate Income (120% AMI) (Zero-Interest Loan)
For Very Low and Low Income buyers, the loan is deferred for 30 years and then forgiven. For Moderate Income buyers, the loan is deferred for 5 years, followed by monthly payments for the remaining 25 years.
Eligibility
- Income limits: Household income must be at or below 120% of Area Median Income (AMI) for the Tampa Bay area based on household size.
- Purchase price limit: $330,000
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Property must be located in Pasco County.
- Homebuyer education required: Yes
How to Apply for Pasco County Down Payment Assistance Program
Step 1: Contact Pasco County Community Development at (727) 834-3447 or pcd@pascocountyfl.net. Complete a HUD-approved homebuyer education class through Suncoast Housing Connections at (727) 442-7075. Get pre-approved by an approved participating lender, then find an eligible home priced at $330,000 or less in Pasco County.
Notes
Funded through State Housing Initiatives Partnership (SHIP) funds. All applicants must complete homebuyer education through Suncoast Housing Connections (formerly Tampa Bay CDC) before applying.