Passaic County Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Below-market-price home purchase with affordable mortgage (Zero-Interest Loan)
Eligibility
- Income limits: Must qualify as low to moderate income per HUD guidelines
- First-time buyer required: Yes — Must not have owned a home in the past 3 years
- Geographic restrictions: Serves all of Passaic County, NJ. Headquartered in Paterson.
- Homebuyer education required: Yes
How to Apply for Passaic County Habitat for Humanity Homeownership Program
Step 1: Visit habitatpc.org/homeownership to learn about the application process. Applicants must meet income requirements, pass a background check, demonstrate steady income, and complete homebuyer education. The program typically takes 9-12 months from acceptance to home purchase. Sweat equity hours are required.
Notes
Founded in 1984. Has built 285 homes and served over 350 families in Passaic County. Applicants must not be in bankruptcy or have been foreclosed upon in the past 7 years.