Paterson First-Time Homebuyer Program

Administered by: City of Paterson Department of Community Development · City · Deferred Loan

Funding status: Active

How much assistance

Varies based on available HOME funds (Deferred Loan)

Eligibility

  • Income limits: Must be income eligible per HUD HOME program guidelines for Passaic County
  • First-time buyer required: Yes — Must be a first-time homebuyer
  • Geographic restrictions: Must purchase and maintain the home as primary residence within the City of Paterson
  • Homebuyer education required: Yes

How to Apply for Paterson First-Time Homebuyer Program

Step 1: Contact the City of Paterson Department of Community Development at (973) 321-1600. Applicants must attend a homebuyers counseling seminar conducted by a HUD-certified Housing Counseling Agency and receive a Certificate of Completion.

Visit program website

Notes

Funded through HUD HOME Investment Partnerships Program. Limited funding available — assistance amount varies by funding cycle. Verify current availability and amounts with the city at (973) 321-1600.

Cities Where This Program Is Available