Paterson Habitat for Humanity Homeownership Program

Administered by: Paterson Habitat for Humanity / Passaic County Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market-price home purchase with affordable mortgage (Zero-Interest Loan)

Affordable, income-based mortgage payments. No interest charged on the mortgage.

Eligibility

  • Income limits: Must demonstrate financial need based on household income
  • First-time buyer required: Yes — Must be a first-time homebuyer or demonstrate need for decent housing
  • Geographic restrictions: Serves Paterson and Passaic County, NJ
  • Homebuyer education required: No

How to Apply for Paterson Habitat for Humanity Homeownership Program

Step 1: Contact Passaic County Habitat for Humanity to attend an orientation session. Families are selected based on level of need, willingness to partner with Habitat (including 200+ hours of sweat equity), and ability to repay an affordable mortgage.

Visit program website

Notes

Active since 1984. Has constructed 285 homes and served over 350 families in Paterson. Focuses on revitalizing distressed neighborhoods. Partners with Paterson Habitat for Humanity and Passaic County Habitat for Humanity.

Cities Where This Program Is Available