Permian Basin Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase with zero-interest, 30-year mortgage (Zero-Interest Loan)
Zero-interest, 30-year mortgage. Payments reinvested to build more homes.
Eligibility
- Income limits: Low to moderate income; specific thresholds vary by household size
- First-time buyer required: No
- Geographic restrictions: Serves Midland and Odessa, TX (Ector and Midland Counties).
- Homebuyer education required: Yes
How to Apply for Permian Basin Habitat for Humanity Homeownership Program
Step 1: Applicants must complete financial education courses and contribute sweat equity hours helping build homes alongside volunteers. Applications are accepted periodically. Contact Permian Basin Habitat for Humanity for current application windows.
Notes
Formerly known as Midland Habitat for Humanity, rebranded in December 2025. Received a historic 7.65-acre land donation from the City of Odessa in South Odessa to build approximately 40 new affordable homes.