See programs you qualify for
Get Matched Free →PHFA HOMEstead Program
Funding status: Active
How much assistance
Up to $10,000
Forgiven at 20% per year over 5 years of owner-occupancy.
Eligibility
- Income limits: At or below 80% of area median income (AMI). Limits vary by county.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years, or must be purchasing in a targeted area.
- Geographic restrictions: Not available in counties that receive their own federal HOME allocation, including Philadelphia County. Most homes built prior to 1978 are not eligible.
- Homebuyer education required: Yes
How to Apply for PHFA HOMEstead Program
Contact a PHFA-approved participating lender. Must be paired with a PHFA Keystone Home Loan. Apply through your lender.