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Get Matched Free →Philly First Home
Funding status: Active
How much assistance
Up to $10,000 or 6% of purchase price, whichever is less
Forgivable after 15 years of owner-occupancy. Must repay if you move or refinance before 15 years.
Eligibility
- Income limits: Must meet income eligibility requirements set by the City of Philadelphia.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Property must be a single-family home or duplex located in Philadelphia. Condominiums are not eligible.
- Homebuyer education required: Yes
How to Apply for Philly First Home
Complete a free City-funded homeownership counseling program before signing an Agreement of Sale. Contact the Philadelphia Housing Development Corporation (PHDC) or a city-funded housing counseling agency. Your lender can also help connect you with the program.
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