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City of Phoenix Open Doors Down Payment Assistance

By Tyler Thompson · Licensed Real Estate Agent

Administered by:
City of Phoenix Housing Department
 · City · Forgivable Loan
Funding status: Active

How much assistance

Up to 10% of the purchase price
0% interest, no monthly payments. Due on sale, change in residency or refinance during the affordability period (up to 15 years depending on the amount); fully forgiven after that period.

Eligibility

  • Income limits: At or below 80% of AMI (2026 Open Doors income limits).
  • Purchase price limit: $470,250
  • First-time buyer required: Yes —
  • Geographic restrictions: Home must be in the City of Phoenix. Can be combined with other homeownership assistance.
  • Homebuyer education required: Yes

Free eligibility check

Check if you qualify for City of Phoenix Open Doors Down Payment Assistance

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

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Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Arizona (1 city)