Pinellas County Down Payment Assistance Program

Administered by: Pinellas County Community Development · County · Deferred Loan

Funding status: Active

How much assistance

Up to $75,000 (Deferred Loan)

Interest-free deferred loan. Terms set by Pinellas County Community Development.

Eligibility

  • Income limits: Individual: below $58,450 per year. Family of 4: below $83,450 per year. All household income of persons 18+ who will reside in the property is counted.
  • Purchase price limit: $544,233
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Home must be in Pinellas County. Must be primary residence.
  • Homebuyer education required: Yes

How to Apply for Pinellas County Down Payment Assistance Program

Step 1: Complete an 8-hour HUD-approved homeownership class (online or in-person). Liquid assets cannot exceed $50,000. A HUD housing quality inspection is required. Contact Pinellas County Community Development for application details.

Visit program website

Notes

Program reopened December 1, 2025 and is currently accepting applications.

Cities Where This Program Is Available