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Pinellas County HFA Home Key Plus Program

Administered by:
Housing Finance Authority of Pinellas County
· County · Deferred Loan
Funding status: Active

How much assistance

$10,000
Deferred, non-amortizing 0% interest second mortgage. Repayable when borrower sells, refinances, satisfies the first mortgage, rents, or no longer occupies the property as primary residence.

Eligibility

  • Income limits: Must meet HFA income limits for Pinellas County.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years. Veterans also eligible regardless of prior ownership.
  • Credit score minimum: 660
  • Geographic restrictions: Home must be in Pinellas County.
  • Homebuyer education required: Yes

How to Apply for Pinellas County HFA Home Key Plus Program

Complete an 8-hour HUD-approved homebuyer education course. Contribute minimum $1,000 from own funds. Apply through an HFA-approved participating lender from the Approved Lender List.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (5 cities across 1 state)