Pinellas County HFA Home Key Plus Program

Administered by: Housing Finance Authority of Pinellas County · County · Deferred Loan

Funding status: Active

How much assistance

$10,000 (Deferred Loan)

Deferred, non-amortizing 0% interest second mortgage. Repayable when borrower sells, refinances, satisfies the first mortgage, rents, or no longer occupies the property as primary residence.

Eligibility

  • Income limits: Must meet HFA income limits for Pinellas County.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years. Veterans also eligible regardless of prior ownership.
  • Credit score minimum: 660
  • Geographic restrictions: Home must be in Pinellas County.
  • Homebuyer education required: Yes

How to Apply for Pinellas County HFA Home Key Plus Program

Step 1: Complete an 8-hour HUD-approved homebuyer education course. Contribute minimum $1,000 from own funds. Apply through an HFA-approved participating lender from the Approved Lender List.

Visit program website

Notes

Also available to veterans who are U.S. citizens or permanent residents, even if they have owned before.

Cities Where This Program Is Available