Pinellas Recovers Homebuyer Assistance Program
Funding status: Active
How much assistance
Up to 100% of lender-required down payment and reasonable closing costs (Forgivable Loan)
Forgivable 5-year mortgage that reduces at a rate of 20% per year. No payments required as long as the homebuyer resides in the home for 5 years.
Eligibility
- Income limits: Household income up to 120% of Area Median Income
- First-time buyer required: No
- Geographic restrictions: Must have lived in Pinellas County during Hurricanes Idalia, Helene, and/or Milton. Excludes City of St. Petersburg residents. Home must be purchased outside of flood zones.
- Homebuyer education required: Yes
How to Apply for Pinellas Recovers Homebuyer Assistance Program
Step 1: Applications are processed on a first-come, first-processed basis. Applicant must obtain a first mortgage commitment for a minimum 30-year fixed-rate mortgage. Applicant cannot own another home. Visit recover.pinellas.gov to apply.
Notes
Funded through Community Development Block Grant Disaster Recovery (CDBG-DR) program. Assistance may be prioritized for applicants with direct hurricane impact. Verify current funding availability with Pinellas County.