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Get Matched Free →Raleigh Enhanced Homebuyer Assistance Program
Funding status: Active
How much assistance
Up to $65,000 (Zero-Interest Loan)
Deferred — no payments due until home is sold, transferred, or no longer primary residence. 10-year deed restriction limits sales proceeds if sold within 10 years.
Eligibility
- Income limits: At or below 80% AMI for Wake County. 1-person: $63,350; 2-person: $72,400; 3-person: $81,450; 4-person: $90,650; 5-person: $97,900 (2025 HUD guidelines).
- Purchase price limit: $450,000
- First-time buyer required: Yes — Have not owned a home as primary residence in the past 3 years (HUD definition)
- Geographic restrictions: Must purchase in targeted geographic areas within Raleigh city limits. Eligible property types: single-family homes, townhomes, or condominiums. VERIFY: Specific targeted areas not confirmed in web sources — contact City of Raleigh or DHIC for list.
- Homebuyer education required: Yes
Notes
Updated March 2026. Previous amount was $60,000 (now $65,000 per raleighnc.gov). Income limits updated to reflect current HUD AMI figures. Enhanced tier provides higher assistance and higher purchase price limit ($450K) but restricted to targeted geographic areas within Raleigh. Same eligibility as Traditional program. Source: raleighnc.gov.