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Get Matched Free →Richland County Homeownership Assistance Program
Funding status: Active
How much assistance
Up to $10,000
Deferred, forgivable second mortgage. Forgiven over the compliance period if borrower maintains owner-occupancy.
Eligibility
- Income limits: Must qualify as low-to-moderate income household (at or below 80% AMI)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Must purchase a home in unincorporated Richland County.
- Homebuyer education required: Yes
How to Apply for Richland County Homeownership Assistance Program
Contact the Richland County Ombudsman Response Center at (803) 929-6000 or ombudsman@richlandcountysc.gov. Complete the Affordable Housing Counseling and Education Program, then apply for the forgivable loan through Richland County Community Development.
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