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Get Matched Free →Richland Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $50,000
Deferred second mortgage; HOME funds must remain in place during the federal affordability period (typically 5-15 years based on assistance amount).
Eligibility
- Income limits: At or below 80% AMI for the Kennewick-Pasco-Richland MSA (HUD published limits).
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Credit score minimum: 620
- Geographic restrictions: Property must be located within Richland city limits and on City water and sewer services. The City of Richland serves as lead agency for the Tri-Cities HOME Consortium (Richland, Kennewick, Pasco).
- Homebuyer education required: Yes
How to Apply for Richland Down Payment Assistance Program
Apply through the City of Richland Development Services department. Complete a HUD-approved homebuyer education course, get pre-approved with a participating lender, and submit the city application package with required documentation.
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