Robins Financial Credit Union Affordable First Program with FHLB Atlanta DPA

Administered by: Robins Financial Credit Union / FHLBank Atlanta · Nonprofit · Grant

Funding status: Active

How much assistance

Up to $12,500 in down payment, closing cost, and principal reduction assistance through FHLB Atlanta First-Time Homebuyer product (Grant)

Grant funds do not require repayment if the homeowner occupies the home for at least 5 years.

Eligibility

  • Income limits: Household income at or below 80% of the county area median income
  • First-time buyer required: Yes — First-time homebuyer who has not owned a home in the past three years.
  • Geographic restrictions: Available through Robins Financial Credit Union for homes in their service area including Houston County and surrounding Middle Georgia counties.

How to Apply for Robins Financial Credit Union Affordable First Program with FHLB Atlanta DPA

Step 1: Contact Robins Financial Credit Union at robinsfcu.org or visit a branch to apply for the Affordable First mortgage program and FHLB Atlanta down payment assistance. You must be a credit union member to apply.

Notes

Down payment assistance is a product of FHLBank Atlanta administered through Robins Financial Credit Union. The Affordable First program also includes reduced closing costs with no appraisal fee, credit report fee, or underwriting fees. Availability depends on FHLB funding.

Cities Where This Program Is Available