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San Antonio Homeownership Incentive Program (HIP 120)

Administered by:
City of San Antonio Neighborhood and Housing Services Department (NHSD)
 · City · Forgivable Loan
Funding status: Active

How much assistance

$1,000 to $15,000
0% interest, no-payment second loan. 75% of the loan is forgiven over a 10-year period. Remaining 25% is due upon sale, refinance, or end of forgiveness period.

Eligibility

  • Income limits: Household income between 81% and 120% of the Area Median Income (AMI).
  • Purchase price limit: $283,200
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase within the City of San Antonio city limits.
  • Homebuyer education required: Yes

How to Apply for San Antonio Homeownership Incentive Program (HIP 120)

Complete a HUD-approved homebuyer education course, then apply through the City of San Antonio NHSD. Contact (210) 207-6459 or email DownPaymentAssistance@sanantonio.gov.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Texas (1 city)