See programs you qualify for
Get Matched Free →San Antonio Homeownership Incentive Program (HIP 80)
Funding status: Active
How much assistance
$1,000 to $30,000
0% interest, no-payment second loan. Loans of $15,000 or less are forgiven after 5 years of owner-occupancy. Loans over $15,000 are forgiven after 10 years.
Eligibility
- Income limits: Household income at or below 80% of the Area Median Income (AMI).
- Purchase price limit: $244,000
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Must purchase within the City of San Antonio city limits.
- Homebuyer education required: Yes
How to Apply for San Antonio Homeownership Incentive Program (HIP 80)
Complete a HUD-approved homebuyer education course, then apply through the City of San Antonio NHSD. Contact (210) 207-6459 or email DownPaymentAssistance@sanantonio.gov.