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San Antonio Homeownership Program for Employees (HOPE)

Administered by:
City of San Antonio Neighborhood and Housing Services Department (NHSD)
· City · Forgivable Loan
Funding status: Active

How much assistance

$20,000 (outside CRAG) or $40,000 (inside CRAG)
0% interest, no-payment, 5-year forgivable loan. One-fifth of the principal is forgiven each year. If the employee separates from the City before full forgiveness, the remaining balance must be repaid.

Eligibility

  • Income limits: Must meet program income requirements.
  • First-time buyer required: Yes Must be a first-time homebuyer or have not owned a home in the last 3 years.
  • Geographic restrictions: Must be a full-time civilian employee of the City of San Antonio. Must purchase within San Antonio city limits.
  • Homebuyer education required: Yes

How to Apply for San Antonio Homeownership Program for Employees (HOPE)

Contact the City of San Antonio NHSD at (210) 207-6459 or email DownPaymentAssistance@sanantonio.gov. Must complete HUD-approved homebuyer education.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)