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Get Matched Free →Seattle Office of Housing Down Payment Assistance
Funding status: Active
How much assistance
Up to $55,000 for open-market homes; up to $70,000 for resale-restricted homes with fewer than 3 bedrooms; up to $90,000 for resale-restricted homes with 3+ bedrooms
Not forgivable. Deferred second mortgage, repayable at sale, transfer, refinance, or end of loan term.
Eligibility
- Income limits: At or below 80% AMI for King County, household size-adjusted
- First-time buyer required: Yes — Borrower has not owned a primary residence in the past three years.
- Credit score minimum: 620
- Geographic restrictions: Property must be within Seattle city limits.
- Homebuyer education required: Yes
How to Apply for Seattle Office of Housing Down Payment Assistance
Step 1: Complete a pre-purchase homebuyer education course approved by the City of Seattle.
Step 2: Work with a participating lender who can layer this DPA with a first mortgage.
Step 3: Lender submits your file to the Seattle Office of Housing for approval.
Step 4: Use resale-restricted homes from Homestead Community Land Trust or Habitat for Humanity to access the higher $70,000 and $90,000 DPA tiers.
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