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Siouxland Habitat for Humanity Homeownership Program

Administered by: Siouxland Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with 0% interest mortgage; no down payment required (Zero-Interest Loan)

Eligibility

  • Income limits: Household income between 50% and 80% of area median income (varies by family size)
  • First-time buyer required: No
  • Geographic restrictions: Serves Woodbury, Plymouth, and Sioux counties in Iowa; Union County, SD; and Dakota County, NE. Applicants must live or work within the service area (and within 20 miles of a build site) for at least one year prior to applying.
  • Homebuyer education required: Yes

How to Apply for Siouxland Habitat for Humanity Homeownership Program

Step 1: Call Siouxland Habitat for Humanity at 712-224-6133 ext. 206 to schedule an application appointment, or pick up an application at the Siouxland Habitat ReStore. Selected partner families must complete required sweat equity hours and homebuyer classes before closing.

Notes

Building and renovating affordable homes in Siouxland since 1992. Partner families pay a monthly mortgage plus escrow for insurance and taxes at 0% interest.

Cities Where This Program Is Available