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Skagit Habitat for Humanity Homebuyer Program

Administered by: Skagit Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market home purchase with no-profit, no-interest mortgage from Habitat (Zero-Interest Loan)

Long-term affordability preserved through resale restrictions

Eligibility

  • Income limits: Households earning between 30% and 80% of Skagit County Area Median Income (program currently targeting 70%-80% AMI band per Skagit Habitat)
  • First-time buyer required: Yes — First-time homebuyer (no homeownership in the past three years)
  • Geographic restrictions: Skagit County, Washington
  • Homebuyer education required: Yes

How to Apply for Skagit Habitat for Humanity Homebuyer Program

Step 1: Submit application in person at the Skagit Habitat office at 204 W Montgomery, Mount Vernon, or call 360-428-9402 ext. 113. Approved partner families complete 150 sweat equity hours and homebuyer education before purchase.

Notes

Founded 1994. Recent project: Kendall Court in Mount Vernon, completed 2024, served four single Hispanic mother families and 12 Skagit County residents total.

Cities Where This Program Is Available