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SNAP Down Payment Assistance Loan Program

Administered by:
Spokane Neighborhood Action Partners (SNAP Financial Access)
 · Nonprofit · Deferred Loan
Funding status: Active

How much assistance

Amount determined during counseling based on borrower needs and program guidelines
Not forgivable. Deferred repayment terms set at counseling; typically repaid at sale, transfer, or refinance.

Eligibility

  • Income limits: Low- to moderate-income; typical threshold at or below 80% AMI for Spokane County
  • First-time buyer required: Yes — Borrower has not owned a primary residence in the past three years.
  • Geographic restrictions: Spokane County. Must complete SNAP pre-purchase counseling and homebuyer education seminar.
  • Homebuyer education required: Yes

Free eligibility check

Check if you qualify for SNAP Down Payment Assistance Loan Program

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
housebuyerguides

How to Apply for SNAP Down Payment Assistance Loan Program

Step 1: Call SNAP at (509) 456-SNAP (7627). A counselor returns your call within 48 hours.

Step 2: Complete the SNAP pre-purchase counseling session.

Step 3: Complete the SNAP Homebuyer Education Seminar.

Step 4: Apply through a SNAP counselor for DPA and any additional stackable programs.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
Question 1 of 6
housebuyerguides

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)

Washington (2 cities)