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Get Matched Free →Somerville Inclusionary Housing Program
Funding status: Active
How much assistance
Below-market-rate homeownership units available through lottery; prices set based on affordability for households at 80% to 110% AMI
Eligibility
- Income limits: Household income at or below 80% AMI for most units; some units available up to 110% AMI
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must purchase a deed-restricted affordable unit within the City of Somerville.
- Homebuyer education required: Yes
How to Apply for Somerville Inclusionary Housing Program
Step 1: Complete an approved Massachusetts Homeownership Collaborative first-time homebuyer training class. Step 2: Obtain a mortgage pre-approval letter for a 30-year fixed-rate mortgage. Step 3: Monitor the City of Somerville Inclusionary Housing Program page for available units and open lotteries. Step 4: Submit a pre-lottery application for the specific property. Step 5: If selected in the lottery, proceed with the purchase of the deed-restricted unit. Contact inclusionary@somervillema.gov for more information.
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